Client Finance

Client Finance: Spreading the cost of care

To help our clients manage unexpected or larger veterinary costs, we are pleased to offer a variety of finance options through our partner Braemar Finance.  We offer the following terms and Annual Percentage Rates (APR.)

All the figures below are Representative APR

  • 12 months 0% APR.
  • 24 months 7.9% APR.
  • 36 months 9.9% APR.
  • 48 months 9.9% APR.

You can make your application online in the comfort of your own home or you can do it at our clinic in around 5 minutes. Braemar Finance will usually make an instant decision but in certain circumstances the decision may be referred with a result given the next working day. You will need your bank details and a debit or credit card registered to your address for identification. Please be aware that any credit decision is made by Braemar Finance and not by The London Cat Clinic.

If you are accepted, you will then have a monthly direct debit with Braemar Finance for a defined period to pay off the amount. Braemar Finance will notify us that you have been accepted and we can begin treatment immediately so there is no delay to your cat’s essential care.

How it works

Representative example 1.

12 months 0% APR. - If the cost of your cat's treatment is £2000, Braemar Finance will  provide you with a £1980 loan repayable over 12 months less the 1% deposit of £20. The amount approved will then be paid directly to The London Cat Clinic for the required treatment.  Your monthly repayments to Braemar Finance will be £165.00 per month for 12 months.  At 0% APR, the total repayable is £2000.

Representative example 2.

24 months 7.9% APR. If the cost of your cat's treatment is £2000, Braemar Finance will provide you with a £1980 loan repayable over 24 months less the 1% deposit of £20.. The amount approved will then be paid directly to The London Cat Clinic for the required treatment.  Your monthly repayments to Braemar Finance will be £89.21 per month for 24 months. At 7.9% APR, the total repayable by you will be £2161.14 which includes interest of £161.14

Representative example 3.

48 months 9.9% APR.  If the cost of your cat's treatment is £2000, Braemar Finance will  provide you with a £1980 loan repayable over 48 months less the 1% deposit of £20. The amount approved will then be paid directly to The London Cat Clinic for the required treatment.  Your monthly repayments to Braemar Finance will be £49.72 per month for 48 months. At 9.9% APR, the total repayable by you will be £2406.67 which includes interest of £406.67.

The London Cat Clinic acts as a credit broker and not a lender and can introduce you to a limited number of lenders.  Braemar Finance is a trading style of Close Brothers Limited and is the lender for this promotion.  For more information please visit www.braemarfinance.co.uk.  Finance is only available to UK residents over 18, subject to status, terms and conditions apply.